"The main point of financial planning is to use your money as a tool for life," Roberge said during a conversation with Business Insider's
in March. "One of the first things that I do with my clients, all of whom are 30- and 40-somethings, is say, 'You know what: Let's drop the numbers, and let's just brainstorm the board here.'"to be in 5, 10, or 15 years; whether they want to own a house or start a business; how and when they'd like to retire; what kind of legacy they want to leave for their family and grandchildren; and other ways they hope to use their money now and in the future.
After creating a short and long-term goals, Roberge said, ask yourself: If I could do only one of these things, what would it be? "Once you get that list, then it's as simple as going back to your budget and creating a cascading effect of cash. Where does the first dollar go? It should go to the most important goal and continue down the list like that," he said. "If you can achieve everything, great. Most times we can't achieve everything all at once. So we might have to adjust the timeline or the amount that that goal costs.
from Business Insider's Hillary Hoffower. As a result, the generation often gets hung up on inconsequential decisions, like exactly how much to invest or whether they've chosen the perfect investment right out of the gate.
Do you dream of Unicorns or Cockroaches, Zebras and Camels!
UK experts say the low-dose Steroid treatment saves one third of most severe Covid_19 cases...coronavirus Steroid
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