, many companies are offering payment plans, forbearance, and other assistance for anyone impacted.
In particular, don't forget to contact your servicer to take advantage of the following programs while you can:Homeowners with a federally-backed mortgage could qualify for up to 360 days of mortgage forbearance. Applications are open through your mortgage loan servicer through December 31, 2020 Anyone with federal student loans still has all loans in forbearance with suspended interest rates until through the end of 2020. But, income-driven repayment plans and other forbearance options are available to student loan borrowers after forbearance ends.3. Consider pivoting your skills where possible
If you've lost work during the pandemic and are finding it hard to put your skills back to work, consider shifting the way they're used. "The pandemic hasn't impacted everyone equally," Bovard says. "Restaurants, bars, and movie theaters have obviously gotten crushed, but places like cleaning companies, and grocery stores have been thriving through all of this." Shifting your job to cater to these needs could help you make ends meet.