But the pandemic has made it harder for merchants to take advantage of routing options. The pandemic has digital payment usage, including debit transactions, which rose as customers moved away from cash. This alone has already raised costs for merchants, which are seeing a higher percentage of transactions made via card.
With card fee conversations mounting worldwide, it's plausible that the pandemic could be a driver of major change to fee structure and policy. Sellers have been challenging high fees for years worldwide, with major lawsuits that, most recently, led to a UK court from the major networks on the way in the year ahead, a Fed investigation could intensify conversations about fees broadly, and may bring about pressure to make changes.
found that merchants saved considerably annually when faced with lower fees, but they also might challenge both issuers and networks by eating into their revenue.Join other Insider Intelligence clients who receive this Briefing, along with other Payments & Commerce forecasts, briefings, charts, and research reports to their inboxes each day. >>
Eliminating GREED, a great start.
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