When it comes to finance issues, we get wisdom from our parents, friends, lecturers, siblings, and our own experiences… But are they always accurate and trustworthy?
So you forget any plans you have for saving and just “wait till you’re earning more”. But how long do you intend to wait? 1 month, 2 months, 1 year, 5 years? There is a fine difference between scrimping, and trying to accumulate money. While cutting back on things you do not need is good as a stepping stone to saving, you need to strategize how you spend and save. At this point in time, bank interest rates for savings accounts in Singapore are so low.
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