It's time to use or lose your FSA dollars. Read on to learn more about what that means, and how you can avoid letting your money go to waste. Many employers offer access to Flexible Spending Accounts, which let you put away pre-tax dollars for eligible healthcare products and services .
Storing money in an FSA account is a great deal, provided that you spend it; FSA operates on a use-it-or-lose-it provision. You must spend the money in your FSA account by the end of the year or risk losing it for good. Many employers offer either more flexibility with a two-and-a-half-month grace period or let you roll $500 into the next year. They can't offer both.in FSA funds because employees either miss or forget their spending deadlines . It's your money — and it's pre-tax.
You can use FSA dollars to pay for medical expenses that aren't covered by a health plan, like co-pays, deductibles, dental and vision care, or dependent daycare, though eligible expenses can vary based on the plan. But if it's nearing the end of the year and you haven't used your money to help meet your deductible or pay medical expenses, you have the option of spending it on supplies like over-the-counter medication.
. They do the homework for you and curate more than 4,000 products that are guaranteed to be covered. If they're somehow not, you get your money back.
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