Chase cash-back card face-off: Is the Freedom or the Freedom Unlimited a better pick? - Business Insider

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We compare Chase's popular no-annual-fee Freedom cards

on up to $1,500 in quarterly purchases when you activate and 1% everywhere else. The Freedom Unlimited card comes with a flat 1.5% back on all purchases.

, you can earn 5% back on $6,000 in annual purchases. That's $300 from bonus categories and 1% on everything else.'s 1.5% gives you an extra 0.5% compared to non-bonus purchases with the Chase Freedom. The better card depends on how much you spend in total per year and if you would maximize the 5% bonus from Chase Freedom.

 

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