multiple times since its first cut last summer, earning potential on savings accounts fell dramatically. But that doesn't mean it's a bad time to save money.open a high-yield savings account while interest rates are down
, including that you're still earning 20 times more than a traditional savings account. Plus, if you start the habit of automatically saving now, you'll be ready to earn even more on your savings when rates inevitably go back up. If you've already built up a cash reserve elsewhere, you may be able to earn even more rewards with the Savings Builder account. January 16 through April 16,: If you open an account and deposit $25,000 to $49,999 from an external bank within 15 days, and keep that balance for 90 days, you get a bonus of $100. If you deposit more than $50,000 during the funding period, the bonus increases to $200.
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