Blue Cash Everyday Amex card review: Welcome bonus, benefits, and more - Business Insider

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If you're spending a lot on groceries, this card's one of the best options for earning bonus cash back — without an annual fee

Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on this page are from our partners, but our coverage is always independent.It's an especially good choice for purchases in its bonus categories.

Grocery stores and gas stations are two of the biggest credit card expenses for many people, and what better way to combat some of your highest expenses than getting cash back in both of those categories? offers cash back in lieu of miles or points, but cash is always good, right? You can use it for travel expenses that aren't covered by travel rewards, or of course for any type of expense.

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

The 15-month introductory 0% APR also applies to balance transfers requested in the first 60 days of having the card. After that, accepted balance transfers have a fee of $5 or 3% of the amount of each transfer, whichever is greater and a rate of 12.99% to 23.99% based on your creditworthiness and other factors. For cash advances, there's a fee of $10 or 5% of the amount of each cash advance, whichever is greater and an interest rate of 25.24%. The penalty APR on the card is 29.

 

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