Affirm CEO Max Levchin explains sales increase, growth opportunities - Business Insider

and expect a tightening in funding.

"Many companies in the startup sense will find themselves acquisition bates and probably will get acquired and may like the outcome," Levchin said.Affirm doesn't charge fees, whereas most loans which come with prepayment, servicing, and late fees. Though it does report loan performance to credit bureaus, so late payments could impact a user's credit score and their ability to use Affirm in the future.

"We stand behind them and we feel quite good about our ability to manage risk and to continue running our business the way it is," said Levchin. , which means that being able to extend payments over a few months could give them some needed flexibility.

Always end the day with a positive thought. No matter how hard things were, tomorrow's a fresh opportunity to make it better.

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