‘The housing emergency most harms people of color:’ Black Americans face an unequal housing market — and coronavirus could make it worse

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The coronavirus pandemic could make an unequal housing market worse. “The housing emergency most harms people of color. Without focused action, the pending tsunami of evictions and homelessness will disproportionately affect black and brown people.'

Black Americans are twice as likely to die from COVID-19 in America. And the pandemic may also cost many of them their homes.

“ African-Americans are more likely to live in densely populated housing, such as an apartment building, with communal spaces that put residents at a higher risk of contracting the virus. ” Matters were also worse for black homeowners than their white neighbors. Twenty-eight percent of black homeowners did not pay or deferred their mortgage payment in May, compared with just 9% of white homeowners, the Urban Institute reported.

“Home equity makes up a disproportionate amount of overall net worth for black and Hispanic households, and they have fewer liquid assets and lower retirement and traditional savings,” researchers at the Urban Institute wrote in a separate report released Monday. “This suggests that people of color are likely to have greater difficulty recovering from an economic shock, suffering more severe losses of wealth and a slower recovery.

Redlining refers to the denial of financial services to neighborhoods typically populated by people of color. Specifically, the Federal Home Loan Bank Board and the Home Owners’ Loan Corporation drew up color-coded maps that designated how risky it was for lenders to originate mortgages in different neighborhoods across the country. The most risky neighborhoods were outlined in red, and those neighborhoods tended to be predominantly black.

 

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Just wait until the property value crashes after the many low income housing projects where burned down or the local neighborhood stores that were looted. But let's promote the fake race war so more. Really do themselves in.

I’m sure burning and terrorizing said homes and properties didn’t help matters either.

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