As a financial planner, I always recommend life insurance to 3 types of people - Business Insider

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If anyone depends on your income, having life insurance ensures they can continue to pay bills in a time of grief and mourning

There are many financial planning issues and decisions associated with marriage that, when addressed properly, can provide much economic benefit to both parties.

If a couple has no children at all, the amount of life insurance might be lower, but it can still be an important part of the couple's financial planning. However, the importance of owning life insurance if one is a caregiver for an elderly parent often gets overlooked. The goal of life insurance in this type of situation is to ensure the continued financial support for the dependent who might be widowed and/or experiencing health issues.

 

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