Small Business Focus: Care Bears boost Florida toy importer, but he needs $10 million right away

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Florida's Basic Fun has seen a sharp pickup in business since coronavirus shutdowns started lifting in May, but the toy importer needs more cash to buy goods for the Christmas shopping season.

) are up over 20% year-on-year. Basic Fun is one of millions of U.S. small businesses facing an uncertain future during the coronavirus pandemic. Reuters is tracking the progress of several of these companies in months to come.

Normally, Foreman would turn to banks, but his revolving credit facilities are based on trailing and projected earnings, and he can’t make solid projections. Meanwhile, about 20% of customers, like amusement parks, are still closed, and some customers are late paying Basic Fun. A $2.4 million federal Payroll Protection Program loan helped Foreman pay salaries and rent, but did little to address his liquidity problem.

He is negotiating with vendors for extended payment terms and has asked banks for an asset-backed loan instead.Even if he does get the capital, Foreman’s next concern is that his cash could be locked up in unshipped or unsold inventory if continued spread of the coronavirus in the United States results in fresh lockdowns.

 

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I have trouble with a story where someone needs '10 million right away' when millions of small businesses are a few thousand away from failing 10 million could save hundreds of local small businesses from closing up SmallBusiness failure America Canada COVID19

lol

good for you.

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