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Financial services are in a dynamic period of transformation, due in large part to innovations in the digital payments sector. In partnership with ING_news

, making it the first foreign player with a license to provide digital payments in China.

Klarna's CEO told Business Insider in April that the Sweden-based fintech was seeing a surge in merchant interest in the startup's platform, given a new focus on online shopping. And in June, Klarna became the first buy now, pay later startup toAnd many of the "buy now, pay later" players say that they drive sales for merchants not only at checkout but on their own websites.

"During lockdown, people needed a full-service bank, not just a prepaid card, and we are ideal for businesses who couldn't get to the high street. They wanted a full replacement, not just an additional service," Starling Bank CEO Anne BodenGoldman Sachs has been carrying out its own transformation over recent years to embrace digital consumer banking.

"How you're organized matters," Halio told Business Insider. "The bank can only use the deposits to fund the stuff in the bank, right? So our organizational structure doesn't really match with our bank transformation. So we're really thinking long and hard about that."UBS Investment Bank's COOthat the bank spent 2019 transforming the way it organizes teams to foster more collaboration and efficiency when developing and updating tech.

 

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