The 30-year fixed-rate mortgage averaged 6.42% in the week ending December 29, up from 6.27% the week before and capping a rollercoaster year for homebuyers that saw mortgage rates more than double in less than 12 months. “The housing market remains in the doldrums with declining sales, inventory and prices,” said Sam Khater, Freddie Mac’s chief economist. “The declines in sales and deceleration in home prices began swiftly earlier in 2022 but have moderated more recently.
But mortgage rates have tumbled in the last several weeks, following various data points that showed inflation may have finally reached its peak. “The Freddie Mac fixed rate for a 30-year loan followed in the footsteps of the 10-year Treasury, which rose from 3.45% at the midpoint of the month to 3.86% yesterday,” said George Ratiu, senior economist and manager of economic research at Realtor.com.
rates doubled as DOM's doubled
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