has a strong base and market share in the group community financial services space, analysts are mixed about the bank’s optimistic growth projections for this division over the next few years.
“We think that a sustainable growth rate for the income and total loans of GCFS is around 5% per annum over the next three to five years,” said the research house. Apart from being the largest bank in Malaysia, Maybank’s GCFS also commanded double-digit market shares in all major market segments as at end-December 2022, namely 30.4% in auto loans, 14.8% in mortgages, 21.1% for credit card receivables, 19.7% in SME loans and 25% in retail current account savings account.
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