What you need to know about driver data being shared with insurance companies

The data collection was uncovered by drivers using General Motors' OnStar serviceYour car could be recording how you drive, including your speed or any hard breaking, and then transmitting that data to an information clearing house.

"In the broad sense, we are all connected. The devices are connected," said K. Venkatesh Prasad, chief innovation officer with the Center for Automotive Research. "It would not be surprising to see that others would have plans." The owner of a Chevy Bolt told the Times he uncovered a 258-page report on his personal driving habits after he asked about a more than 20% increase in his insurance rate.Turns out, GM's OnStar service has a "smart driver" feature, which tracks driver habits as a way to improve safety.

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