How to choose a savings account when you're overwhelmed by options - Business Insider

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The best savings account is one you'll actually use and enjoy

Traditional savings accounts do earn interest, but generally very little.the average savings account has a .09% interest rate. A high-yield savings account will help your money grow much faster, earning 1.5% to 2% interest per year. This isn't the kind of growth that will earn you a fortune, but consider it compared to the average savings account interest rate — it's up to 20 times more..

There's not too much pressure here, as you'll be able to access or move your money any time, and there's no long-term commitment. Plus, you can open as many savings accounts as you'd like, so you're not tied to just one. There are lots of great options for savings accounts these days. Find one that you know you'll use and love, and that's the best option for you.

 

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Savings accounts have low interest rates.

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