Spending is beginning to recover, but the state of the pandemic in the US could reverse that trend.
Most issuers believe the worst is behind them. Chase noted that spending recovered through Q2 and was only down 4% annually by the end of June, while BofA highlighted that credit spending took a 40% hit in mid-April but is now back to just a 10% annual decline. These figures align with June retail sales figures, which saw a
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