The 30-year fixed-rate mortgage averaged 6.12% in the week ending February 9, up from 6.09% the week before, according to data from Freddie Mac released Thursday. A year ago, the 30-year fixed-rate was 3.69%. After climbing for most of 2022, mortgage rates have been trending downward since November, as various economic indicators continue to show inflation may have peaked.
“Mortgage rates are likely to continue moving up and down in a narrow range for the next few weeks,” said Ratiu. Borrowers are adjusting to higher mortgage rates The higher cost to finance a home caused sales to drop significantly throughout 2022. But in recent months, as rates came down from their 2022 peak over 7% last reached in mid-November, more buyers have been active.
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