When planning your financial journey, budgets can help you stay on track with your financial goals by helping you navigate your spending habits.
Identifying your core goals and differentiating them from high to low priority is important. By establishing your motivation for each of your goals, you will be better able to adjust your budget as your current life situation may change. Knowing the "why" behind your goals can help you make your budget stick.
Consider the 50-20-30 framework To use the 50-30-20 framework, first create three spending categories: your needs , your wants, and your debt and savings payments.
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