$4 billion Credit Karma's CEO reveals how a single meeting in 2008 saved the company from going under

However, the most important meeting Lin's ever had came long before Credit Karma's unicorn status.

As Lin was running out of options just days before the notice came into effect, he sent a cold email to John Danaher, president of TransUnion Interactive, the consumer subsidiary of credit reporting agency TransUnion. "I remember that was one of the most restless nights of my life, still to this day," Lin said."I knew that everything was relying on the balance of that meeting."

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