This is a total figure, comprised of both the fee noncustomers are charged by banks for using their ATMs and the penalty banks impose upon account holders for withdrawing funds from an out-of-network ATM .
But competing digital accounts from challenger banks may have Citi Elevate Checking beat on rates and restrictions. In order to get the $15 monthly fee waived, Elevate Checking customers must have an average monthly balance of $5,000 and have to crack $25,000 to earn the full 1% interest rate.
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