if you invest the money you save. Investing can be risky — sometimes your account balances will dip. But as long as you don't need the money when it does , then you have plenty of time to enjoy the flip side of the coin: when the stock market is soaring," Lyons Cole says.
But retirement planning wasn't the only oversight in the savings department. The survey respondents also said they regretted not maintaining an adequatein their early 30s — a mistake that took an average of nine years to recover from, the survey found. Financial planners recommend having anywhere between three and six months worth of your expenses socked away in cash, preferably in a
Hard to save for retirement when you have to use credit cards to pay rent these days.
1. Not making enough money 2. Being poor 3. Not being payed what you’re worth 4. Getting sick
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