3 mistakes not to make with your retirement savings, from people who have already retired - Business Insider

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Saving for retirement is a huge task that takes years of planning, saving, and strategizing

From keeping their portfolios invested too heavily in the stock market, to simply starting too late, these three retirees share the mistakes they've made and seen that could have affected their retirement. Dirk Cotton, a former AOL employee, retired between the dot-com bubble burst and the start of the Great Recession.

"A lot of people had 100% percent equities when they were saving for retirement, and lost over 50% in a very short period of time," he said. to figure out the right balance for their portfolio. "Find a good financial planner or retirement planner," he said, "and begin to taper off your equity allocation, aiming towards 40% or 50% when you retire.", who retired at 65, didn't think much about retirement when he was younger. "I got a late start.

When he was in his mid-40s, he opened one of the statements. "I said, 'Oh my goodness, I've got $30,000 to $35,000 in there. That's my money,'" he said.

 

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no it doesn't just don't plan on retiring :)

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