Small business owners tapping into personal savings, 401(k)s and more amid coronavirus crisis

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Small business owners tapping into personal savings, 401(k)s and more amid coronavirus crisis.

Despite pledges from the government and private sector, many say they still don't know how they will possibly pull through.

An empty tapioca milk tea store is seen on Irving Street prior to the citywide shelter in place order, amid the novel coronavirus outbreak, in San Francisco.Seemingly overnight, he said his restaurant went from booming to completely empty, and with new city restrictions on businesses and social gatherings, they are now only allowed to offer take-out and delivery.

Many small businesses are already not insulated to economic hits -- only 50% last more than five years, according to the federal government's Small Business Administration, and a steep reduction in business could prove devastating. The SBA pledged late last week it would offer up to $2 million in low-interest loans to small businesses to help them weather the storm.

San Francisco announced it is deferring quarterly business taxes due April 30 for nine months until February 2021 with no interest or penalties. Moreover, it is deferring small business licenses and permit fees for three months. The city also established a"COVID-19 Small Business Resilience Fund," which will offer emergency grants of up to $10,000 for microbusinesses that can show a recent loss of revenue.

 

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Growing up, WHEN us boomers were old enough to buy a home,make investments, OUR PARENTS TOLD US TO HAVE 6 MONTHS OF SAVINGS IN THE BANK TO COVER ALL LIVING EXPENSES FOR EMERGENCIES. BUSINESSES SHOULD HAVE DONE THE SAME. SO THESE FEW months should be no problem Instead gov bailout

Sad as many don’t have savings. Small businesses struggle to survive everyday.

Aren't we all

'I don't take a salary yet,' she said. 'I’m a new entrepreneur, I reinvest profits into the salaries of the other individuals and the food we buy.' You’re an inspiration, Kelly! We’re all pulling for you.

Hhmm, is been a moran part of the virus results?

Yeah and some of us dont have that to tap into. We should be getting bailed out by the China government since they caused the China coronavirus to spread worldwide because of lies and cover up.

You'd think airlines would have savings too after those billion dollar tax breaks...

So are everyday Americans

This is Y Ppl must save their $ whenever possible. I've been doing so 4 yrs & I can relax thru this, no matter how long it takes.

I am one of them!

Support small businesses

When the American worker is working 2-3 jobs and pay is stagnant for over 20 yrs No one says let’s help them out ..most people work paycheck to paycheck now the industry feels what everyday feels like for the average Americans 🤦🏻‍♀️ How was the tax break 2 yrs ago 👈🏼🤨more layoffs

EMERGENCY EMERGENCY URGENT All animal lovers are comparing and fighting dogs with each other. Let everyone share these people and let everyone hear our voices. give support.......

WhiteHouse you need to lift all tax penalties for withdrawals

They also have a much, much better chance of being bailed out than their poorly paid employees do.

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Small business owners tapping into personal savings, 401(k)s and more amid coronavirus crisisLuis Rivera and his family have run their neighborhood rotisserie chicken joint in downtown New York City for nearly five decades, staying open through everything from 9/11 to Superstorm Sandy, but he said he's never seen anything like the coronavirus pandemic. Rivera is among a handful of small Already?
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