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4 steps to take if you're looking to pay down debt with a balance transfer credit card - Business Insider

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Balance transfer credit cards let you consolidate date and give you up to 21 months with 0% APR

Try not to rush into one of these offers until you're sure they make sense.

Introductory offers don't last forever, and your interest rate will revert to a higher variable rate once they're done Once you submit your application, you'll typically receive an online approval in a matter of minutes. However, you may also have to wait for an answer via the direct mail or email depending on the details in your application.

However, you should also make sure that your old accounts reach a $0 balance before you stop making payments. If your balance transfer doesn't go through before your next payment is due, you'll want to make at least the minimum payment on your card to avoid a late payment and potential late fee. And sinceWhat to do after a balance transfer

 

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