How couples can create a financial operating agreement for marriage - Business Insider

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A prenuptial agreement, also known as a 'prenup' is a set of expectations for the division of assets and finances in the event of a divorce, separation, or death of a spouse.

A prenuptial agreement, also known as a "prenup" is a set of expectations for the division of assets and finances in the event of a divorce, separation, or death of a spouse.

Cynthia Loh, vice president of digital advice at Charles Schwab, says that one way to talk about getting a prenup or creating an alternative plan for one is with a "pre-prenup" conversation. A couple doesn't even have to go through with a prenup to reap the benefits. Talking about one will inspire conversation about financial goals, assets, liabilities, income expectations, future children, and other topics that are best to cover before marrying. This is particularly important for millennials because:as Millennials prioritize careers and societal norms shift. Millennials come into a marriage with more debt from student loans and credit cards.

A business school professor once told my class that choosing your partner is the biggest investment decision you'll make. You would never invest in something without talking about the terms of engagement, so why enter a marriage without laying out a concrete financial plan?

 

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Uuug... So it's like 'Hi, if I dont love you in oh...say 10 years? Then I keep this and you keep that'.....blah blah blah blah. Nice way to say I love you forever; with an expectation (and contract) for failing already in place. Death is different. We call them wills/trusts

If you think you need a prenup I suggest not getting married.

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