Banks’ credit assessment now looking at borrowers’ Covid-19 mitigation plans, says BSN chief business officer | Malay Mail

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KUALA LUMPUR, July 9 — Banks are putting in place a new credit assessment methodology before granting any facility to any potential borrowers, according to Bank Simpanan Nasional Bhd’s (BSN) chief business officer Mujibburrahman Abdul Rashid.  The banking institutions according to him, are...

Banks’ credit assessment now looking at borrowers’ Covid-19 mitigation plans, says BSN chief business officerPeople queue in front of a Bank Simpanan Nasional branch in Kuala Lumpur April 6, 2020. — Picture by Miera Zulyana

“We will look at your action plans. Let’s say if there is a second wave of Covid-19, what is your business and marketing strategies that you can put in place to ensure this time around you are more resilient and are you ready for that?” he said.Mujibburrahman also urged local tourism players, whose businesses are impacted by Covid-19, to opt for loan or financing rescheduling and restructuring .

He said seeking R&R assistance would not only help to ease the burden of business operators but also assist in reducing banks’ credit cost to ensure the entire banking landscape could continue in helping the tourism sector moving forward.

 

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