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OneMain Financial personal loans allow anyone to apply, with no minimum credit score - Business Insider

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If you need to get approved for a personal loan with bad credit, OneMain Financial should be one of your first stops

Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.The bank doesn't have a minimum required credit score to apply.

OneMain Financial doesn't list an official minimum credit score, and could help you get approved for a personal loan. However, getting approved doesn't mean it will be cheap to borrow — OneMain's personal loans have high starting interest rates. Anyone with a good or better credit score could likely get a better interest rate on a personal loan elsewhere.

Live in Alaska, Arkansas, Connecticut, Massachussetts, Rhode Island, or Vermont, where there are no branchesThis lender doesn't have a minimum credit score for approval OneMain charges an origination fee on loans, which can either be a flat fee or percentage-based, depending on what state you live in. Flat fees range from $25 to $400, while percentage-based fees range from 1% to 10% of the loan's value. Loan origination fees are available on the loan agreement, making it hard to tell what you'll be charged in advance.

 

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