4 reasons my fiancé and I won't be combining our finances after marriage - Business Insider

Other than our standard joint bills we decided it would be best to pay our separate bills on our own. Since we don't have many combined expenses, we figured it would be less of a headache to just keep our own credit cards and pay our bills separately, like we've been doing throughout the five years of our relationship. We take turns buying groceries and paying for joint activities.

This gives me peace of mind that I can continue the spending habits I've spent years building . This also allows my fiancé to spend on purchases that matter to him, like tech gadgets and lunch deliveries, that I might get extra judgemental about if we had a joint credit card bill to pay off. While we have joint future financial goals that we often talk about we have decided to maintain our own separate savings accounts for those goals and contribute when we can.

For example, I put a chunk of my income every month into both of those savings accounts and usually that amount depends on other bills I have to pay. My fiancé puts money into his savings accounts for those things at the end of the year based on extra cash he gets from his work bonus and holiday gifts. Because of that, it makes it easier for us to save on our own for joint goals.

Instead, we both felt more comfortable taking the next handful of years to continue to build up our finances, according to individual habits and goals, and reconsider the conversation of merging our finances then.

Their phone battrey will last longer than this engagement!

That's nice. Unless your spouse can't / won't balance a checkbook. Not all marriage partners have assets to worry about. I had a piano and a sewing machine.

Also known as one of the fastest ways to torpedo your marriage and make things constantly awkward. If you can't trust your partner with your money, find another partner.

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