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Why I'm happy to pay $70 a month for term life insurance - Business Insider

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'I'll admit, at first, it wasn't easy to spend that extra money to protect my family from an event that likely won't happen'

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

He recommended $1.4 million in coverage for me, which felt high. But after accounting for our standard of living and future financial goals, I went for it.Policygenius can help you compare life insurance policies to find the right coverage for you, at the right price »Tom, our CFP, introduced this financial approach on our first call — a simple, three-step perspective that would guide our work together.

We adjusted our budget as a first step, now that all those pesky credit card payments were gone. Then, it was time to start thinking about our income from a new perspective.

 

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