By paying ourselves first, my husband and I make sure we tackle our top financial goals early on. Then, we budget for everything else with what's left.Budgeting for everything else with the pay-yourself-first model is not difficult when you live below your means and keepMy husband gets paid weekly and I get paid at various times throughout the month as a freelancer, so we aim to sit down and discuss our expenses for each week.
Once needs and priority expenses are covered, we tend to focus on flexible expenses last. These are things like subscriptions, clothing, entertainment, shopping, and dining out.By paying myself first, I feel like I have more freedom and flexibility when it comes to wants. Some months we may have less to spend on wants, especially if we're working toward a specific goal.
The age old “always pay yourself first”.