. But even the most straightforward cash-back credit cards offer better rewards than using a debit card or cash.I'm firmly on the pro-credit card side of this issue, but that doesn't mean I don't see the points made by the other side.that showed how credit cards take away the pain of spending, which makes it easier to get into debt.I remember paying cash for things in high school and college. It hurt.
At least that's what this study says, and I agree that it's mostly true. Is it universally true for everyone? No. I'm sure some of you feel pain either way.because they can't control their spending. So while it's not true for everyone, it is true for some.This is why I think the only way to use a credit card is to use one responsibly.
Your credit card needs to be paid off on time and in full every month. Otherwise, Ramsey is right, andEven if you are paying your card off in full every month, you also need to ensure you aren't spending money just to earn rewards. You should aim to get
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This article is predatory af. Fk credit cards