And investors don't need much to start investing in I bonds."They come from $25 all the way up to $10,000, so there's no excuse that all of you should not have one," Orman said., and you can buy no more than $10,000 worth per person per calendar year. There is a caveat: You can't redeem these bonds for at least one year after you purchase them.
If you cash out any time over the first five years of owning the bond, and you'll face a penalty equal to three months' worth of interest. However,"given that inflation is probably here to stay for some time, even with a three month interest penalty in years two through five …. It's still worth it, believe it or not," Orman said.
thinking of I bonds as a shorter-term investment vehicle, since you can use them to help turn income into wealth.
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