, a business strategist, the webinar looked at opportunities for MSMEs to grow in a digitalizing world. Romulo-Puyat kicked off the webinar, sharing the country’s progress on digital transactions. With e-accounts going beyond savings and credit to cover services like payment, insurance, and remittances, it was seen that 6 out of 10 Filipinos now regularly make online transactions.
This doesn’t always translate, however, to the financial support that businesses need as they continue to be constrained to financial access. Coming from Yamsuan’s talk, only 4.8 percent of Filipino MSMEs obtained loans from banks during the COVID-19 pandemic, resulting in as much as 79 percent of MSMEs cited a lack of working capital in post-COVID times.
As such, Yamsuan recognized how fintech can come in to support MSMEs through three advantages: enablingecosystem synergiesAI technology
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