Capital One Venture vs. Savor — which credit card is best for you? - Business Insider

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Capital One offers two great credit cards for cash back and travel rewards

If you are averse to having two cards with $95 annual fees, I get it.

But before you say no, do the math on your most common spending categories. You might find that both cards pay for themselves multiple times over each year. The sign-up bonuses alone cover at least a few years of annual fees. But if you really do just want one, consider where you spend the most and which rewards you most value.is a top-ranking card that makes it really easy to use your miles. You can redeem miles as a statement credit to wipe travel charges off of your statement. That means no blackout dates or limitations to worry about. Just book travel and pay with your Venture card like any other purchase, then redeem to pay for it.

If you don't like to travel regularly, prefer cash back, or spend very heavily in the dining and entertainment categories, you should go with the . It's tough to beat an unlimited 4% on the dining category. Entertainment makes it even more lucrative. The 2% at the grocery store from Savor and 2 miles per dollar from Venture are roughly equal.Both cards come with additional benefits to consider. For example,

 

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