, we opted for high-yield online savings. We agreed we would each contribute a lump sum that we'd already had in our individual savings to get the account funded., the national average interest rate on savings is just 0.09% APY. Many traditional brick-and-mortar banks offer even less on their savings accounts. So we decided to explore online-only savings accounts which typically offer higher rates.
Once we finished our research and jointly chose an account, we each connected our individual accounts to our new shared savings and scheduled our first transfer. — a savings buffer we're working to build up with at least three to six months worth of shared household expenses. We opted for another high-yield online savings for this account to maximize growth without risking any loss.Taking into account changes post-marriage, like joining my husband's health insurance plan, and added costs like, we calculated our essential monthly shared living costs at roughly $3,000 each month.
High yield isn't what it used to be.
เราได้สรุปข่าวนี้มาให้อ่านอย่างรวดเร็ว หากสนใจข่าว สามารถอ่านฉบับเต็มได้ที่นี่ อ่านเพิ่มเติม:
ประเทศไทย ข่าวล่าสุด, ประเทศไทย หัวข้อข่าว
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