Total fintech startup funding for 2019 show focus on late-stage rounds - Business Insider

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Early-stage fintech funding plunged in 2019 as investors poured big money into growth-stage startups to the tune of $17.2 billion

That shift shows how the fintech space is maturing, and comes as some individual startups have nabbed eye-popping valuations. published on Wednesday of investments made into fintechs in 2019 found that funding rounds of more than $100 million accounted for almost half of the total $34.5 billion raised.

Of the 1,913 funding and deals done in 2019, 83 were categorized as mega-rounds, accounting for $17.2 billion. In North America alone there were 47 mega-rounds, nearly double what the region had the previous year. Meanwhile, early-stage deals dropped to a 12-quarter low in 2019's fourth quarter. Fintech funding in 2019 fell short of the $40.8 billion the sector attracted in 2018 by 15%. But that was mainly because China's Ant Financial raised a record $14 billion in 2018. Removing that round would make 2019 a record funding year, CB Insights said.The focus on larger, later-stage rounds is a nod to the maturation of a market that wasn't even.

As a result, many of the legacy players have looked to establish relationships with them, either through investments, as a customer, or by strategic partnerships. According to the report, there are 66 fintech unicorns . The elite group holds a total valuation of $243.6 billion. But as companies' valuations continue to climb to record highs, the question of possible landing spots for unicorn fintechs is also coming into focus.

 

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