One of the primary measures under discussion is extending regulatory bonus points to banks that assist struggling borrowers through the Community Reinvestment Act — a fair lending law which dictates a score for banks based on how effectively they meet the credit needs of low- and moderate-income American communities, among other factors.
These deliberations further indicate that banks have a chance to improve their standing with the government as a result of their actions during the coronavirus crisis. Last week, we that one effect of the pandemic could be an opportunity for banks to earn a heightened level of trust from financial regulatory bodies by stepping up and cushioning the blow to consumers.
A decision by the US Federal Reserve and the Office of the Comptroller of the Currency to award tangible bonus points to banks that take steps to assist mid- and low-income consumers would make that goodwill quantifiable — and ultimately could incentivize banks to help mitigate the economic impact of the coronavirus pandemic.Business Insider Intelligence analyzes the banking industry and provides in-depth analyst reports, proprietary forecasts, customizable charts, and more.
เราได้สรุปข่าวนี้มาให้อ่านอย่างรวดเร็ว หากสนใจข่าว สามารถอ่านฉบับเต็มได้ที่นี่ อ่านเพิ่มเติม:
ประเทศไทย ข่าวล่าสุด, ประเทศไทย หัวข้อข่าว
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