COBRA health insurance was right for my family but cost a fortune - Business Insider

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ประเทศไทย ข่าว ข่าว

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'When the COBRA letter came, it floored us. Our premiums would be $2,753. Almost double the maximum we were budgeting for'

I'm a freelance writer and my wife's a nurse, which means we rely completely on her employer-provided health insurance.

When my wife changed jobs, however, it was another story. Those benefits translated to extremely expensiveWhile a lot of younger folks would look at that price tag and run away toHow we ended up with COBRA coverage Health insurance was an after-thought. We figured we'd stay on her old company's insurance until her New York job's insurance kicked in, and all would be well.

Within 45 days of your last day at work, you'll get a letter in the mail from your previous company. It will outline what you're supposed to do — including who administers the company's COBRA plan, where you should send your paperwork, and, most importantly,While COBRA lets you stay on your employer's plan, your employer doesn't have to help pay for it anymore. You're on the hook for the entire monthly premium.

That letter spurred a stint of frantic phone calls and calendar calculus. We wanted to pay as few of those monthly payments as possible. Since my wife's probationary period was 60 days, we were hoping we could get away with just two months of coverage.

 

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ประเทศไทย ข่าวล่าสุด, ประเทศไทย หัวข้อข่าว

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