If you own a property, the likelihood is that you’ll be relying on tenants to cover the cost of your mortgage, which could put you in a vulnerable position if they decide to leave.
It’s always better to do things one-to-one when dealing with finance, so speak to your tenants personally instead of going through your estate agent. Get on the phone, introduce yourself and let them know you would like to help them regarding rent during this time. If you can put in place a rent payment scheme, as advised by the government, then do so. You will know the property is safe and that your monthly costs will be met.Under new government laws, you cannot evict anyone from your property without giving them at least three month’s notice.
If you are struggling with your finances, there’s the option of letting your friends and family know you have a spare room to rent. Your offer to help your network with a cheaper spare room may save someone the hassle of having to go back to live with their parents or having to remain in an uncomfortable lockdown scenario in a different property.right now so try and offer help where you can. Again, you could also offer your spare room to a key worker. Remember that we are all in this together.
Reducing someone’s stress around housing at the same time as reducing your stress around finance is a win-win situation. Nevertheless, you should remember that the government advises that anyone with the symptoms of coronavirus, or anyone who is self-isolating or shielding from the virus, should always follow medical advice. This is likely to mean not currently moving house, if at all possible.
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