of neobanks offer fee-free checking accounts, and many also offer overdraft coverage, allowing customers to overdraw their accounts up to a certain amount per month without incurring a fee.
The N26 study suggests that the potential for customer acquisition could outweigh the hit to neobanks' balance sheets due to fee-free offerings. For neobanks, one challenge of fee-free accounts is that they do not generate revenue. On top of that, most offer high-yield savings accounts: Every basis point of interest over the going rate that neobanks offer is a basis point cut from margins. As a result, most neobanks operate at a loss.
เราได้สรุปข่าวนี้มาให้อ่านอย่างรวดเร็ว หากสนใจข่าว สามารถอ่านฉบับเต็มได้ที่นี่ อ่านเพิ่มเติม:
ประเทศไทย ข่าวล่าสุด, ประเทศไทย หัวข้อข่าว
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