Renters insurance is generally pretty affordable, and can sometimes be bundled with other policies for better rates. If you already have car insurance, it might pay to get a quote from your current insurer including renters insurance to see if it offers a discount. Sure, your landlord has an insurance policy on your rented home. But, it probably won't cover you or your things if anything happens to your building, or if you're facing a lawsuit from someone hurt on your property.
There are two main parts of coverage to a renters insurance policy: property coverage, and liability coverage. If a fire burns down your rented home, for example, your landlord's insurance policy will help to rebuild it. But, it won't help you, the tenant, replace or repair your items. That's what renters insurance is for.
Renters insurance can help to replace or pay for property that you bring into the home if something unexpected happens to it, from fires to theft. If your items are stolen or damaged, you could get help with the cost of replacing those items from your renters insurance policy. Sometimes, renters insurance will also cover property left in vehicles, or other items that could be stolen. Some renters insurance policies also include identity theft protection. Liability protection from your renters insurance policy could help protect you if someone sues you over damage or an accident that happens on your property. Depending on your coverage, it could help cover you up to a certain dollar amount.
เราได้สรุปข่าวนี้มาให้อ่านอย่างรวดเร็ว หากสนใจข่าว สามารถอ่านฉบับเต็มได้ที่นี่ อ่านเพิ่มเติม:
ประเทศไทย ข่าวล่าสุด, ประเทศไทย หัวข้อข่าว
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