Suze Orman says you need an 8-month emergency fund during COVID-19 - Business Insider

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ประเทศไทย ข่าว ข่าว

ประเทศไทย ข่าวล่าสุด,ประเทศไทย หัวข้อข่าว

It may be possible to save your way to an 8-month emergency fund, even if you've already lost your job during the pandemic

Both pay higher rates than you'll find in a regular savings account, so you can earn money on top of your money. Your choice between a high-yield savings account and money market account could come down to which pays a higher rate at the bank you want to use. Money market accounts also typically make it easier to access your funds by sending you checks or a debit card, which may come in handy in an emergency.

Once you have a job and are bringing in income, you can look into paying off any credit card debt you've built during the pandemic, Orman said. It's rare that you'll hear a financial expert tell you to put money on a credit card unless you're paying off your bill in full every month. Credit cards come with high interest rates, which makes for extremely expensive debt — so paying off your balance can become a burden. But extreme times may call for extreme measures.

 

ขอบคุณสำหรับความคิดเห็นของคุณ ความคิดเห็นของคุณจะถูกเผยแพร่หลังจากได้รับการตรวจสอบแล้ว

Counterpoint about the aftermath of using credit cards for everyday expenses while trying to save cash:

เราได้สรุปข่าวนี้มาให้อ่านอย่างรวดเร็ว หากสนใจข่าว สามารถอ่านฉบับเต็มได้ที่นี่ อ่านเพิ่มเติม:

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ประเทศไทย ข่าวล่าสุด, ประเทศไทย หัวข้อข่าว

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