You might be warming to the stock market. Be prepared for it to drop

If you've decided the stock market isn't so bad after watching it rebound over the last several months, be aware that its positive momentum could shift at any time.

If you don't stay invested through the dips or dives, you may not benefit from the long-term growth potential.The stock market now ranks as the best place to put money not needed for at least a decade, according to aof investors, with 28% choosing it, compared with 20% a year ago, when real estate was tops at 31%.

While the increased faith in the stock market could be viewed as a positive — savers see its long-term growth potential — it also comes with a downside: The sentiment comes on the heels of a big market run-up. "Investors tend to chase performance, and that's concerning," said Greg McBride, chief financial analyst at Bankrate. "That tends to lead people to buy when prices are high and then sell at lower levels if they panic."

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