Housing Market Recession: Home Prices Fall As Rates Reach 6%—Here’s How Much Further They Could Drop

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Existing home prices fell for a second straight month after reaching a record high in June—and some experts say they could fall 20% from their peak.

Existing home sales fell for the seventh straight month in August as rising interest rates continued to sideline potential home buyers, and prices are finally starting to fall from record highs as experts project that the next few months could help ease the housing sector’s long-standing affordability crisis.... [+]Existing home sales ticked down 0.4% from July to a seasonally adjusted annual rate of 4.8 million in August, down from 6 million one year ago after declines across the U.S.

Amid the falling demand, the median existing home price has tumbled from a record high of $413,800 in June to $389,500 in August, down for a second straight month to the lowest level since March after breaking a five-month streak of gains. The 7.7% yearly uptick in August home prices was the slowest year-over-year increase since June 2020, and NAR projects the median existing home price could fall more than 5% to $380,000 by the end of this year.

Others are eyeing steeper losses: In a Wednesday note, Pantheon Macro chief economist Ian Shepherdson said he expects a “sustained decline” in the sector through next spring, with prices falling as much as 20% from their peak by the middle of next year and in time helping rent inflation, which“Sales lag mortgage applications, which continue to fall and point to further significant declines,” Shepherdson said, predicting sales are on course to drop by another 10% or so within the next two months...

 

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