PSBank’s earnings surged 126% in three quarters

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The bank, in a statement, cited improvements in loan portfolio quality, increased non-core revenue streams, gains from operational efficiencies and improved loan volumes. READ:

jumped 126 percent to P2.85 billion from P1.26 billion a year ago on the strength of core businesses.

The bank, in a statement, cited improvements in loan portfolio quality, increased non-core revenue streams, gains from operational efficiencies and improved loan volumes. “Our retail proposition has been consistent. We have remained steadfast in our commitment to make banking simpler for our customers. With the improving levels of consumer spending, we have managed to book higher loan volumes specifically for auto and home during the first nine months of 2022,” PSBank president Jose Vicente Alde said.

“We hope to see this momentum to carry through till year-end even as market conditions remain volatile. We will keep our digital service channels robust, reliable and secure, dedicated to consistently provide exceptional customer experience at every touchpoint,” he said. Net interest income reached P8.21 billion, while revenues from net service fees, commissions and asset recoveries went up by 52 percent to P3.11 billion. Operating expenses remained in check, growing by 1 percent year-on-year. Julito G. Rada

 

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