Assessing the real value of business banking fees

While it is reassuring that Standard Bank’s business banking fees compared favourably in a recent media review of South Africa’s cheapest business accounts, small businesses should look further than fees, when assessing the true value of a business account.

While transaction costs might loom large, as a business takes its first steps, building sustainable revenue flows may, even very early on, also require access to merchant devices, eCommerce services, world-class cash services or funding solutions. Cash continues to be the most used payment method in Africa, especially in informal economies. Standard Bank recognizes the importance of affordable cash management services for businesses operating in such sectors, through the maintenance of a substantial network of cash-accepting ATMs in South Africa. The bank is also currently piloting coin-accepting ATMs.

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