Home insurance woes impacting San Diego real estate market

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As more insurance companies leave California, experts said some escrows have been delayed or canceled.

housing insurance companies"Every single morning when I wake up, I fear that there's going to be an email in my inbox that a certain insurance company is no longer going to be writing new business in California," said Kiyoma Yoshizumi, an insurance broker based in San Diego.

"We have never been in this position where it was difficult to find insurance policies for people," said Yoshizumi. "Just a couple of weeks ago, we had a client who was slated to purchase a home in Escondido. They got their offer accepted, the lender reached out to me and said, hey, is this going to be a difficult one to insure because it is in Escondido, and we were able to find a quote, no problem for this client. But the problem was the client wasn't anticipating that high of an insurance premium," said Yoshizumi.

Tyler told CBS 8 that while deals have come down to the wire, he personally hasn't seen any fall apart."The agents should be working with their buyers immediately on getting this started from the beginning so that the lender isn't waiting for this piece clear with the underwriting," said Tyler.

 

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