Small business owners say these 4 things are key to growth - Business Insider

Investors and credit are a few of the many financing options available.What keeps business owners up at night? Ask your business owner friends and chances are at least one will tell you that making payroll is in the back of their mind on a regular basis.

To keep partners happy, Lee recommends a high degree of transparency. At KPOP Foods, he sends his investors monthly updates that outline revenue, operations, product development, key initiatives, and major obstacles.One of the best financing tools may already be in your wallet. Using yourfor your business' everyday needs can help you earn rewards that you can reinvest in your business. Seek out a card that offers unlimited rewards for the purchases you make.

"We do not want to depend on one resource," Consolacion says, "so it's very important to educate ourselves.", adds that the type of financing you use may vary by the stage of your business or the reason you need cash. "We use traditional mortgages, hard-money loans, and owner financing to fund our real-estate deals," he says, "and we use a credit card for materials that we try to pay off every month as well.

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